4 Reasons Why Credit Cards Are Better Than Cash
You pay the exact amount - There are some notorious shops/fastfoods that don’t give loose change if you don’t ask for it. Just last week, I paid Php197 for a food bill, which was Php196.30, and got no change. Not even 50 centavos.
Convenience - There is no more need to fall in line at the [...]
How To Waive Your Credit Card’s Annual Fee
As I said before, credit cards can be good friends, if you use them wisely. Using them wisely means you get something out of using them, instead of them getting more money from you. One way to use your credit card wisely is to get rid of the annual membership fee. Annual fee costs usually [...]
Savings Plan For 2009
Looking back on my goals posted on the first entry of this blog, it seems I failed miserably on item #1. This was mostly because of items #4 (I bought a MacBook) and #5, in which I invested all my potential savings into the stock market. A portion of my online income also went down [...]
Personal Finance Software For Mac
Less than a year after I started working, I realized that I had to take control of my finances. Or else, I might not be able to get out of the rat race. So I decided to use a personal finance software to track my finances. Back in the day, I only had my smartphone [...]
A Millionaire In The Making?
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Am I a millionaire in the making? I think I am. But when someone asks me why or how, I wouldn’t know what to answer. Fortunately, Ms. Salve of Money Smarts listed down ten guide questions that would help us find out if we [...]
