Cash Is King
I never thought I would say this but I found it to be true. Having cash when needed would have generated passive income or savings from my gadget lust. It is because of the missed opportunities for low risk investments that came along. RTBs and some corporate bonds that give out 7% to 9% interest [...]
Personal Finance Software For Mac
Less than a year after I started working, I realized that I had to take control of my finances. Or else, I might not be able to get out of the rat race. So I decided to use a personal finance software to track my finances. Back in the day, I only had my smartphone [...]
What I Did With $100
Last month, I blogged about winning $100 cash from a raffle and asked what would you do with it. Not that I don’t know what to do with it, but I wanted to know what other people would do with a surprise or unexpected income. As expected, the top two options that were suggested are [...]
Financial Checkup - Midyear Checkpoint
Making a monthly check didn?t quite work for me. But I want to stick to my goals. So I’m going to report on my financial checkup. I’m also posting here some of the highlights of my expense report. This is because after “semi-annualizing” my expenses (computing all my expenses from January 1 to June 30, [...]
Does Cost Averaging Work?
It did before. I bought a hundred shares of SMPH at P12.25. Added 300 shares at P10.25. Then sold all 400 shares at P12.25. 11% profit in less than three months. And the price never went up again. I felt so good I thought I was so great at investing.
But now I am back to [...]
