Subtraction By Addition
I recently subscribed to Sun Broadband Wireless for my internet surfing, downloading, and blogging needs. And last week, I moved to a solo room in the condo-sharing unit that I rent.
By having unlimited internet access anywhere, I could blog wherever and whenever I need to, and I don’t need wifi from coffee shops or malls [...]
Making Saving Automatic
Automated savings didn’t really work out for me before. In my 3 years of being in the workforce, I have joined automated savings programs (thru salary deduction) more than 5 times, only to get out of them and withdraw whatever amount I have contributed in less than a 6 month period. As a result, I [...]
Another Missed Opportunity
First Metro (my online stock trading broker) has announced that Ayala Corp. Preferred Class “A” Shares are being offered at P500.00 per share at a fixed dividend rate of 8.88% per annum. I am not familiar how this works. All I know is that an annual dividend rate of 8.88% is quite high (especially when [...]
Savings Plan For 2009
Looking back on my goals posted on the first entry of this blog, it seems I failed miserably on item #1. This was mostly because of items #4 (I bought a MacBook) and #5, in which I invested all my potential savings into the stock market. A portion of my online income also went down [...]
Cash Is King
I never thought I would say this but I found it to be true. Having cash when needed would have generated passive income or savings from my gadget lust. It is because of the missed opportunities for low risk investments that came along. RTBs and some corporate bonds that give out 7% to 9% interest [...]
My Cash Flow 101 (E-game) Experience
Here’s how I fared on my third attempt to play Robert Kiyosaki’s Cash Flow 101. After getting bankrupt twice on my first two attempts, I finally got out of the rat race, and won it altogether. Yep, Less than two hours after installing the game, I already won it. I highly recommend this game to [...]
New Earphones Or iPod?
Last Sunday, I bid goodbye to my 17 month old Creative Zen Vision M and my Creative EP630 in-ear earphones. I had to include the EP630 so I could sell the ZVM. The stock earphones were no longer working and I might not have been able to sell the ZVM without earphones.
I think I sold [...]
Personal Finance Software For Mac
Less than a year after I started working, I realized that I had to take control of my finances. Or else, I might not be able to get out of the rat race. So I decided to use a personal finance software to track my finances. Back in the day, I only had my smartphone [...]
What I Did With $100
Last month, I blogged about winning $100 cash from a raffle and asked what would you do with it. Not that I don’t know what to do with it, but I wanted to know what other people would do with a surprise or unexpected income. As expected, the top two options that were suggested are [...]
The Geek Is Back
After eight days of silence, this geek is back. Yes, I am finally able to blog again. Apologies to you my dear readers, I have not been able to update my blog since August 15. There are several reasons behind this. Or maybe you could call them excuses. But heck, I think they are valid [...]
