Making Saving Automatic
Automated savings didn’t really work out for me before. In my 3 years of being in the workforce, I have joined automated savings programs (thru salary deduction) more than 5 times, only to get out of them and withdraw whatever amount I have contributed in less than a 6 month period. As a result, I [...]
Another Missed Opportunity
First Metro (my online stock trading broker) has announced that Ayala Corp. Preferred Class “A” Shares are being offered at P500.00 per share at a fixed dividend rate of 8.88% per annum. I am not familiar how this works. All I know is that an annual dividend rate of 8.88% is quite high (especially when [...]
Savings Plan For 2009
Looking back on my goals posted on the first entry of this blog, it seems I failed miserably on item #1. This was mostly because of items #4 (I bought a MacBook) and #5, in which I invested all my potential savings into the stock market. A portion of my online income also went down [...]
Personal Finance Software For Mac
Less than a year after I started working, I realized that I had to take control of my finances. Or else, I might not be able to get out of the rat race. So I decided to use a personal finance software to track my finances. Back in the day, I only had my smartphone [...]
What Would You Do With $100 Cash?
Thanks to Ms. Janette and the people behind the Influential Blogger 2008. Because of them and a little wink from lady luck, Random.org made me a raffle winner and now I am $100 richer. I thought they would send the prize via PayPal. But to my surprise, they gave it in cold cash. I would [...]
Financial Checkup - Midyear Checkpoint
Making a monthly check didn?t quite work for me. But I want to stick to my goals. So I’m going to report on my financial checkup. I’m also posting here some of the highlights of my expense report. This is because after “semi-annualizing” my expenses (computing all my expenses from January 1 to June 30, [...]
When Will I Become A Millionaire?
Well, this is a question that has not really crossed my mind yet. Until I found this little widget from dollartimes.
I just plug in how much cash savings I already have, how much I plan to save monthly, how much the rate of return my savings would have, and it could already compute how long [...]
Taking Chances
Superlotto’s P216.4-M jackpot has no winner
Nobody won Thursday night?s draw of the Superlotto 6/49 with a jackpot prize of P216,452,088.00, the Philippine Charity Sweepstakes Office (PCSO) said.
Thursday?s jackpot prize was the biggest since the P202-million pot last October 2002, which was won by six people, according to PCSO.
Superlotto is drawn every Thursday and Sunday. [...]
