Geek and Money
A geek tries to make money online as he talks about technology, gadgets, personal finance, investing, and SEO.

(excerpts from Investing 101)
Albert Einstein said that compound interest is “the greatest mathematical discovery of all time.” We think this is true partly because, unlike the trigonometry or calculus you studied back in high school, compounding can be applied to everyday life.
The wonder of compounding (sometimes called “compound interest”) transforms your working money into a [...]

When eating at fast food joints like Jollibee or McDonalds, try not to order those so called “value meals.” WHY NOT? Well, soft drinks do add up around P3 to P15 to the cost of the food that you buy. And when you “Go Iced Tea”, “Go Large” or “Go Big Time”, say goodbye to [...]

Let me share an experience that up to now, I try not to regret about. It was in November 2006, the month I get my 13th month pay, when I stumbled upon a BDO branch in SM Mall of Asia. I asked around about their savings and time deposit accounts requirements. Curious about other products [...]

ATM charges range from P1 to P12 for local banks. Assuming someone withdraws from an ATM machine not of his own bank every week the whole year round. He might not notice but he just lost P576 for the whole year.
The lost money could have been invested in a mutual fund such as GSIS [...]

Hi everyone! Happy 2008 to all. 2007 was a great year and I sure hope 2008 would be greater. Looking back on the year that was, I could say, in a nutshell, I have turned from a saver to an investor. So this year, I intend to learn the ropes about investing. And [...]